[Python] My Baccarat program is not saving the total balance everytime I run my code, what am...

I'm very new at programming in python, and I'm trying to make a program to mimic a baccarat game for a school project. Every time I enter "Y" and play again, it resets my total balance. Other than this, everything else seems to be working perfectly fine. I have no idea why it won't save the total balance every time I play again, how can I fix this?

import time
import random

def val(card):
if card[0] in ['10', 'Jack', 'Queen', 'King']:
return 0
elif card[0] == 'Ace':
return 1
else:
return int(card[0])

def baccarat(bet, total, opt):
cad = ['Hearts', 'Diamonds', 'Clubs', 'Spades']
lis = ['Ace', '2', '3', '4', '5', '6', '7', '8', '9', '10', 'Jack', 'Queen', 'King']
deck = [(card, category) for category in cad for card in lis]
random.shuffle(deck)
pCard = [deck.pop(), deck.pop()]
bCard = [deck.pop(), deck.pop()]
pSco = sum(val(card) for card in pCard)
bSco = sum(val(card) for card in bCard)
print(f"Cards player has: {pCard}")
pSco = pSco % 10
print(f"Score of player: {pSco} \n")
print(f"Cards dealer has: {bCard}")
bSco = bSco % 10
print(f"Score of dealer: {bSco} \n")
if pSco <= 5:
play = input("Draw another card(P to request another card): ")
nCard = deck.pop()
pCard.append(nCard)
pSco = sum(val(card) for card in pCard)
print(f"Cards player has: {pCard}")
pSco = pSco % 10
print(f"Score of player: {pSco} \n")
if bSco <= 2:
nCard = deck.pop()
bCard.append(nCard)
bSco = sum(val(card) for card in bCard)
bSco = bSco % 10
elif bSco == 3:
nCard = deck.pop()
while True:
if val(nCard) < 8:
break
nCard = deck.pop()
bCard.append(nCard)
bSco = sum(val(card) for card in bCard)
bSco = bSco % 10
elif bSco == 4:
nCard = deck.pop()
while True:
if val(nCard) >= 2 and val(nCard) <= 7:
break
nCard = deck.pop()
bCard.append(nCard)
bSco = sum(val(card) for card in bCard)
bSco = bSco % 10
elif bSco == 5:
nCard = deck.pop()
while True:
if val(nCard) >= 4 and val(nCard) <= 7:
break
nCard = deck.pop()
bCard.append(nCard)
bSco = sum(val(card) for card in bCard)
bSco = bSco % 10
elif bSco == 6:
while True:
if val(nCard) == 6 or val(nCard) == 7:
break
nCard = deck.pop()
bCard.append(nCard)
bSco = sum(val(card) for card in bCard)
bSco = bSco % 10
elif bSco <= 5:
nCard = deck.pop()
bCard.append(nCard)
bSco = sum(val(card) for card in bCard)
bSco = bSco % 10
if pSco == bSco:
if opt == "P" or "B":
total = total - bet
print(f"Cards dealer has: {bCard}")
print(f"Score of dealer: {bSco} \n")
print(f"Cards player has: {pCard}")
print(f"Score of player: {pSco} \n")
print("Its a tie. \n")
print(f"You lost {bet} dollars.")
elif opt == "T":
total = total + 8*bet
print(f"Cards dealer has: {bCard}")
print(f"Score of dealer: {bSco} \n")
print(f"Cards player has: {pCard}")
print(f"Score of player: {pSco} \n")
print("Its a tie. \n")
print(f"You won {bet*8} dollars.")
print(f"Your bank balance is: {total} \n")
elif pSco > bSco:
if opt == "P":
total = total + 2*bet
print(f"Cards dealer has: {bCard}")
print(f"Score of dealer: {bSco} \n")
print(f"Cards player has: {pCard}")
print(f"Score of player: {pSco} \n")
print("Player Wins \n")
print(f"You won {bet*2} dollars.")
elif opt == "B" or "T":
total = total - bet
print(f"Cards dealer has: {bCard}")
print(f"Score of dealer: {bSco} \n")
print(f"Cards player has: {pCard}")
print(f"Score of player: {pSco} \n")
print("Player Wins \n")
print(f"You lost {bet} dollars.")
print(f"Your bank balance is: {total} \n")
else:
if opt == "B":
total = total + int(1.9 * bet)
print(f"Cards dealer has: {bCard}")
print(f"Score of dealer: {bSco} \n")
print(f"Cards player has: {pCard}")
print(f"Score of player: {pSco} \n")
print("Player Wins \n")
print(f"You won {bet*1.9} dollars.")
elif opt == "P" or "T":
total = total - bet
print(f"Cards dealer has: {bCard}")
print(f"Score of dealer: {bSco} \n")
print(f"Cards player has: {pCard}")
print(f"Score of player: {pSco} \n")
print("Player Wins \n")
print(f"You lost {bet} dollars.")
print(f"Your bank balance is: {total} \n")
def play():
global betAm
betAm = int(input("How much would you like to bet?(Minimum of 5): "))
while True:
if betAm < 5 or betAm > bal:
print("Invalid amount. Please try again.")
betAm = int(input("How much would you like to bet?(Minimum of 5): "))
else:
break
global betOpt
betOpt = input("Would you like to bet on Player(P), Banker(B) or Tie(T)?: ")
while True:
if betOpt != "P" and betOpt != "B" and betOpt != "T":
print("Invalid input. Please try again.")
betOpt = input("Would you like to bet on Player(P), Banker(B) or Tie(T)?: ")
else:
break

bal = 500
rules = input("Would you like to know the rules of baccarat?(Y/N): ")
while rules != "Y" and rules != "N":
print("Invalid input. Please try again.")
rules = input("Would you like to know the rules of baccarat?(Y/N): ")
if rules == "N":
time.sleep(1)
print("Ok. Starting game. \n")
else:
if rules == "Y":
print("In the game, the player bet on whether your hand, the banker's hand, or a tie will win, with the goal of getting a hand closest to 9 in value. \n")
time.sleep(3)
print("Ok. Starting game. \n")
print("You start with $500.")
play()
baccarat(betAm, bal, betOpt)
while bal >= 5:
again = input("Play again?(Y/N): ")
while again != "Y" and again != "N":
print("Invalid input. Please try again.")
again = input("Play again?(Y/N): ")
while again == "Y":
play()
baccarat(betAm, bal, betOpt)
again = input("Play again?(Y/N): ")
else:
print("Goodbye")
break
else:
print("You are broke. Game over.")

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